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Rapport is for you if you're looking for a boutique approach that works across multiple generations, with an experienced CFP® professional. I trained at large financial institutions including AllianceBernstein, HighTower Advisors, and Bank of America Merrill Lynch before spending the last decade building Rapport Financial as an independent firm. That means you get institutional caliber experience and established infrastructure, with a boutique feel.

We work with business owners in the services industries, think medical practices, law firms, tech companies, and solopreneurs who left corporate America to build something of their own. What these businesses have in common is that the owner is the business. Your income, your retirement, your ability to eventually sell or step back, is all tied directly to how the practice or company is run. You can see real examples of the clients we serve on our case studies page.

This isn't a job for me; it's my calling. After I graduated from Brandeis University in 2009, I took the LSAT and was getting ready to apply to law school. But I kept coming back to financial markets, financial education, and this pull to help families avoid some of the challenges my own family faced growing up.

I saw firsthand how much less daunting money can feel when you start early with good habits: saving for retirement and saving toward specific goals instead of trying to figure it all out later, under pressure, with fewer options.

My background is built specifically around advising business owners and entrepreneurs, from the earliest stage of a company through a mature, established one. I've worked with founders at the moment they leave a corporate job to go out on their own, when the picture is most uncertain.

I've also been there on the other end, helping venture-backed companies through an acquisition by a publicly traded company, when the planning gets complex and the stakes are high.

Read Aaron's full bio on our About page →

Our onboarding runs on a five-step process we built from 16 years in this industry, taking what worked best across the firms we've trained at and leaving out what didn't. From our first conversation to having your accounts open and your plan in motion, it typically takes three to four weeks, enough time to get things set up right, without dragging it out.

We meet with clients four times a year for Quarterly Reviews, checking in on portfolio performance, revisiting goals, and addressing anything that's changed. Each November or December, we also hold an Annual Review built around your responses to a Year-End Planning Questionnaire. Your responses help us identify and prioritize planning opportunities to consider before year-end.

But it's what happens between those meetings that sets us apart. Because we keep our firm deliberately boutique, clients have direct access to our team and can book time on our calendar when questions or financial decisions arise. We call this Ad Hoc Access, and it is available between scheduled reviews.

Our investment philosophy is backed by decades of financial and academic research. This isn't guesswork or a gut feeling about where markets are headed next. It's evidence-based portfolio construction that lets the research and power of market returns do the work.

We use low-cost factor-based investing strategies from firms including Dimensional Fund Advisors and Avantis, as well as low-cost index funds from fund families including Vanguard, BlackRock, and State Street. Where appropriate for eligible clients, we may incorporate alternative investments and other strategies, including offerings managed by firms such as Blackstone and AQR, long/short SMAs, and direct indexing. Availability varies, and each strategy is evaluated in the context of the client's broader portfolio and financial plan.

The research is clear that keeping costs down is one of the few things an investor can actually control, and it compounds meaningfully over time. Our approach keeps expenses low on two fronts: the expense ratios on the funds themselves, and the taxes you pay along the way, staying disciplined and evidence-based, not chasing performance or trying to time the markets.

Multigenerational planning usually starts one of two ways: a client introduces us to their adult children, or brings us into their own parents' planning. That combination matters. The average age of a financial advisor is 56 years old. At 39, I'm young enough to speak directly with clients' children in their 20s and 30s in a way many older advisors struggle to, but experienced enough, having advised on more than $500 million in client assets across 100 families over the past 16 years, to bring real depth to the conversation.

And there's no minimum imposed on a client's children. When they're householded with their parents' accounts, they benefit from a lower advisory fee, which makes it easy to start those relationships early. One advisor. Every generation.

We provide comprehensive wealth management and financial planning. Full details are on our services page, but here's what that covers:

View the full services page →

Rapport Financial provides financial planning and investment advisory services through a fee-based model. We are compensated through client-paid advisory and planning fees and may also receive commissions on life, disability, and long-term care insurance products. Clients are not required to purchase insurance through Rapport Financial. Additional information about our services, fees, and potential conflicts of interest is available on our services page and in our Form ADV.

Private Client Model ($1M+ in investable assets). Our fee is calculated as a percentage of assets under management using a non-blended tiered schedule and is billed quarterly in arrears based on the account value on the last business day of the applicable calendar quarter.

Financial Planning Service (no asset requirement). Building your plan: a one-time fee of $5,000 to $20,000, based on the complexity of your situation, with half due at signing and half due when we deliver your completed financial plan, typically within 2 to 3 months. After the plan has been finalized and delivered, clients may choose to retain us for ongoing financial planning and investment management for a fixed annual fee starting at $8,400 per year, based on complexity and billed quarterly in arrears.

Nothing formal is required for our first conversation, it's a chance for us to get to know each other and see if we're a good fit. If you'd like to come prepared, we've put together a one-page Financial Planning Discovery document consisting of three questions worth thinking through beforehand (what motivated you to reach out, what you're looking for in an advisor relationship, and your most pressing financial concerns and goals), plus a checklist of documents and statements to have on hand, from tax returns and investment account statements to insurance policies and estate planning documents.

If we decide to move forward together, this same checklist along with our prospective client intake form tells you what we'll need to build your personalized proposal, so there's no guesswork on either side.